The down payment is often one of the most intimidating obstacles for first-time homebuyers. A down payment is the sum of money paid up front when purchasing a home. While people often think that they will be required to put down 10% or even 20% of the purchase price, you can usually put down anywhere between 3.5% and 5% and still be able to purchase a home. My team and I will be able to guide you through the purchase process and help you find the perfect home loan to fit your budget and your lifestyle!

The size of your down payment might be the most important decision you make when financing your house as it will affect your monthly payment and whether you will have to pay PMI. In addition to your down payment, there are usually closing costs that can run anywhere from 2-4% of the purchase price. However, if you are not yet under contract, you may be able to negotiate for the seller to pay your closing costs.

Whether you are buying a new home or looking to refinance your current home, you can trust me to make the home loan process as stress-free as possible. Call me today to set up an appointment!