When it comes to choosing the perfect place to retire, sunny beaches and warm weather might not be the only factors that matter. According to a recent report from U.S. News & World Report, Pennsylvania has emerged as the unexpected leader in retirement destinations for 2024. Seven out of the top ten places for retirees are nestled in the Keystone State, offering a winning combination of affordability, a reasonable cost of living, and a robust healthcare system.

For those eyeing retirement, affordability has become a key consideration, especially with soaring housing prices and high mortgage rates. According to U.S. News personal finance expert Beverly Harzog, Pennsylvania's appeal lies in its affordable home prices and overall cost of living. In a housing market in which the national median home price hovers around $425,000, Pennsylvania stands out with a median home list price of just $296,625 as of October.

Another major draw for retirees in Pennsylvania is its tax-friendly environment. The state does not tax retirement income from pensions, 401(k) accounts, and individual retirement accounts (IRAs). Additionally, income from Social Security is tax-exempt, providing retirees with financial relief and allowing them to make the most of their fixed income during retirement.

Pennsylvania's top-ranking metros for retirees are all strategically positioned to offer top-quality healthcare, a crucial factor for those entering their retirement years. Residents can enjoy a lower cost of living while having easy access to larger cities for various activities. Harrisburg, the state capital, secured the coveted title of the best place in the nation to retire, with its excellent healthcare, happy residents, and low taxes contributing to its high ranking.

See the full list below:

1. Harrisburg, PA


2. Reading, PA


3. Lancaster, PA


4. Scranton, PA


5. Allentown, PA


6. New York, NY


7. York, PA


8. Daytona Beach


9. Youngstown, OH


10. Pittsburgh, PA

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